📊
Service • Business Credit Building
Your business has its own credit profile. Most owners have never touched it.
Business credit lives on a completely separate set of bureaus from your personal credit — Dun & Bradstreet, Experian Business, Equifax Business. We walk you through building yours from the ground up to a stronger profile. You take the actions; we educate you on the order.
What's Included
What this engagement covers.
Business Credit Building is an education-and-guidance engagement focused on building your business credit profile from the ground up — or fixing the gaps if it's already partially built.
DUNS, EIN, NAICS Education
We walk you through what each of these is, why lenders look for them, and how to get the missing ones in place. You set them up; we educate you on the steps.
Three-Bureau Profile Walkthrough
Your business has separate profiles on Dun & Bradstreet, Experian Business, and Equifax Business. We walk you through each one and what reports on each.
Vendor Tradeline Ladder
Tier 1 (net-30 vendors) through Tier 4 (revolving cash credit). We educate you on which tier to start at, how long to stay, and when to move up.
PAYDEX Score Strategy
Education on how PAYDEX is calculated, what gets it to 80+, and what the timing looks like. Most owners don't know their PAYDEX exists, let alone how to optimize it.
Personal-vs-Business Separation
Education on the credibility signals lenders use to verify a business is operationally separate from its owner — address, phone, bank, listings.
Reporting-Account Education
Not every vendor reports to every bureau. We walk you through which accounts actually move your scores and which ones are just busywork.
Who This Is For
Who this engagement fits best.
Business Credit Building is for owners who want to access capital under their business name — not just guarantee everything personally. The earlier you start, the more leverage you have when funding time comes.
New LLC owners
You just formed your entity in the last 12 months. Now is the time to start building — aged business credit takes time, and the clock starts the day you start.
Established but unfunded
Your LLC has been operating for years but you've never built business credit. You guarantee everything personally and it's costing you.
Pre-funding owners
You're 6-12 months from needing real business capital. You want your business credit profile ready when the time comes.
The Engagement
How the engagement actually runs.
Business Credit Building is a longer engagement than most — the profile literally takes time to build. We pace the education and accountability across phases.
Phase 01
Profile Audit
We walk through your existing DUNS, EIN, NAICS, and any vendor accounts already in place. Most clients are starting from less than they think.
Phase 02
Foundation Setup
Education on getting credibility-signals in place — business phone, address, bank, online listings. You execute the steps.
Phase 03
Tradeline Ladder
We walk you through which Tier 1 vendors to start with, how long to stay, and when to step up to Tier 2 and beyond.
Phase 04
Score & Position
Once the profile is reporting, we educate you on positioning the business for funding applications — cross-linked with our Funding Strategy engagement.
Deliverables
What you walk away with.
Business Credit Building delivers a documented profile-development plan and the education to keep maintaining it once we're done.
Documented audit of your current business credit profile
Credibility-signal checklist and execution plan
Tier 1-4 vendor tradeline ladder customized to your industry
PAYDEX-score optimization timeline
Education on which accounts report to which bureaus
The framework itself — you can run this same plan on a future business
Scope & Boundaries
What this engagement is — and what it is not.
Kevinomics Consulting provides education, consulting, and guidance only. We are not a lender, broker, attorney, CPA, or licensed financial advisor. Here's the clear line.
What we do in this engagement
Educate you on what each business bureau tracks
Walk you through credibility-signal setup
Provide vendor tradeline ladder education
Coach you on which accounts move scores and which don't
Cross-link with personal credit and entity work
What we don't do
Open vendor accounts on your behalf
Provide legal advice on business formation or filings
Access your business bureau profiles or pull reports for you
Negotiate vendor terms or extensions on your behalf
Guarantee any specific PAYDEX score or approval outcome
Time to give your business its own credit file.
Book your consultation. We'll review where your business credit profile sits today — even if it's at zero — and walk you through what building a fundable profile actually looks like.
Kevinomics Consulting LLC. Provides credit consulting, business funding advisory, and financial education only. We are not a lender, mortgage broker, attorney, CPA, or licensed investment advisor. Nothing on this page constitutes legal, tax, or investment advice. No fiduciary or attorney-client relationship is created by accessing this content or engaging our consulting services. Individual results vary based on file complexity, lender requirements, market conditions, and client execution. For legal filings, tax preparation, or investment decisions, consult a properly licensed professional. • kevinomics.com • authorizedtrades.com
Free Guides
Plain-English playbooks for everything we cover in consulting.
-
Sale!
-
Sale!
HOW TO FIND NO-DOC BUSINESS LINES OF CREDIT
Original price was: $37.00.$0.00Current price is: $0.00. -
Sale!
HOW TO STACK $100K IN UNSECURED CASH
Original price was: $37.00.$0.00Current price is: $0.00. -
Sale!
HOW TO STACK $250K IN 0% BUSINESS FUNDING
Original price was: $47.00.$0.00Current price is: $0.00.